Buying a house mumsnet. Apr 21, 2022 · I am thinking about buying my first house and doin...
Buying a house mumsnet. Apr 21, 2022 · I am thinking about buying my first house and doing some research but it all sounds very confusing to me. I'm worried that we've taken on too much. When buying houses since I wouldn't even look at ones with shared access or driveways. Jul 22, 2024 · We are buying our first home, and have narrowed it down to two - which are next door to each other. We found that solicitors take a lot of holidays! Apr 3, 2025 · Hi all. So that when you get that good offer you can get on the ball quickly getting a place for yourself. Investing over the longer term, including pensions, stocks and shares and perhaps buying more properties or building a business. The LA have recently upgraded nearby drains and the vendor said there’d been no flooding on the TA6 so I was comfortable with it. Ive always worked full time, she does 3 days a week House has 310k equity in it and only 50k mortgage left. My house is currently worth £130,000 as I've spent £10,000 Renovating it. Is anyone aware about solicitors fees May 3, 2024 · But is more house than we really need right now for 2 of us. I wouldn't worry about the 'snob value' of a house. If I am id really rather know as its tough in the middle to be balanced Short version wife and I are divorcing. How do you afford to buy a house, what jobs do you do? Feb 19, 2024 · The deeds to my first house were revealed to be missing once I had spent a fair bit of money on the purchase process. My anxiety is all Jan 24, 2014 · Yes, our first house had this and it was a PITA. Jan 15, 2023 · After advice on a property that has been in process with the solicitor for months . Rarely come up for sale. I don't quite know why. uk in conjunction usually with a high street agent listing the house and doing viewings. Th Apr 3, 2025 · Hi all. So literally just us buying an empty house. It provides much more space for our budget/what we can afford as compared with an end of terrace or se Aug 3, 2024 · Now looking to our next move it's more complicated - we will need a decent secondary in a few years so that becomes number one priority. Aug 12, 2015 · I'm in the lucky position of trying to buy a house. Nov 28, 2024 · The properties they buy are from the desperate or people with property they haven't a cat in hells chance or would struggle to sell on the open market. We found that solicitors take a lot of holidays! Jul 18, 2009 · We were in the same situation with our last house. Movers were £470 So, it cost us £5650 in total to move house, although we were a grand or so on top of that as we did quite a few decorating jobs to the flat to prepare it for sale. Mar 9, 2022 · SparkleSpangle · 09/03/2022 21:38 Ours was 8 weeks. Securing your wealth is achieved through increasing your income, maintaining adequate insurance cover (including life insurance) and inheritance tax planning. Us moving from rented needing a mortgage. It has a beautiful babbling brook running down the side of the garden right next to the boundary and it goes into a culvert about 75m from the property. I made an application last year to buy my Council House on the right to buy. Had an offer accepted but then it all fell through when the survey came back with some horrors tha Aug 21, 2019 · Im buying my first house and I really cant decide whether to opt for searches and a survey. Depending on the age and local history/conditions , shaft locations may not be 100% accurate on the official records. it’s so disheartening house hunting and stops you getting on with your life. If you could pick up a bargain (and because of the cost of getting work done at the moment, you might be able to), lived in it, and enjoyed diy and were good at it, then it would be a great project. Does anybody live in an older house and regrets it? Survey has come up with a few issues to sort but Sep 13, 2023 · Check if you can get insurance on the property, it’s easy enough to do online. I’ve fallen in love with Feb 13, 2025 · Hello lovely Mumsnetters! We're at the early stages of thinking about moving house. Oct 19, 2021 · I'm considering a new build property that overlooks a large-ish attenuation pond (it's as wide as one of the property lots and as long as 10 lots). I am wondering how anybody else in the same position feels? Do you get Jan 15, 2021 · The property I am buying needs a full renovation. This should still give you a better result than the house buying websites. . Answers and advice for all questions related to house buying and selling, including property renovations, surveys, interior design advice and DIY tips. Do we buy the bigger house, and cut back in day to day luxuries and holidays, or stay in our smaller, cheaper house, but enjoy a more extravagant lifestyle for now? Jul 20, 2011 · I can't seem to buy a house, it doesn't seem to be a buyers market where I am! We have buyers for our house and are due to exchange in the next coup Jan 4, 2025 · I am looking to buy a new house sometime this year as I nearly have enough saved for a deposit. If you need help urgently or expert advice, please see our domestic violence webguide and/or relationships webguide. It would have been nice to have the house sooner but we wanted to stay fairly centrally in London, so we have to deal with very high prices. Oct 20, 2021 · But after calculating mine and my husbands wage we could only buy a house for £290k, where we lived that wont even get you a decent 2 bedroom house! I don't know how people do it! when I search right move a two bed house is 320-370k. Location wise we're unlikely to get repeat opportunities to purchase a house like this in the future. Apr 24, 2025 · Hello, Wanted some advise, we have just sold our house and in the process of buying another (location Manchester). I don't want to live in a house share because I feel like it is the same situation I am in now, but instead of sharing a kitchen/bathroom/lounge with family it will be with housemates. Next door had their front garden wall destroyed one evening, & a house a couple of doors up had similar a few years later. The vendor's solicitor had to recreate the deeds then the land registry gave a possessory title, rather than an absolute title. ID being requested again and again by the same people, having to get them certified each time, daily emails from mortgage broker and solicitors, more documents wanted, stress over finding an old P45 and bank statements galore. House went up for sale in April 2024, accepted an offer and had an offer accepted on a property in April 2024 ( Nov 4, 2023 · Buying a house to live in while doing up yourself is totally different from buying somewhere to do up and turn over, using tradesmen. Oct 28, 2016 · Since getting my house my situation has improved and now, aged 30, I have a very good income. It will have completely new central heating system, full rewire, new windows and doors, new bathroom and kitchen. Oct 26, 2017 · In the process of buying a 200 year old cottage. We currently have the option to buy the house we are renting, and while we are very comfortable in this home we were hoping to move into the catchment Mar 27, 2021 · If the house buying process has gotten more lengthy and stressful over the years - it has ! - it's in large part the fault of buyers themselves, asking sellers to tick more and more fatuous boxes. The house obviously has a lot going for it to get 10 offers, pretty unusual to have that much interest in the current market. House was empty. However I can recommend not buying a house and getting married at practically the same time - way too expensive. Totally different prospect - individual, big garden, good quality build, well considered, plenty of space and with all the benefits of good insulation, up to date and modern etc. Dec 19, 2025 · Split from my ex earlier this year, sold our house together and we (my child and me) are back with my parents. I don't meet the affordability criteria for renting a 1-bedroom flat (£1000-£1200/month) or buying one on shared ownership. Sold one last year and the forward purchase fell through. Echoing other people who say you might find a better quality house if it’s a two family for $500k rather than single family at $330k. Dec 6, 2020 · A lounge that is a separate room, not like my current house where the lounge is the only access to the kitchen meaning the room is part corridor and we are very limited as to where furniture can be positioned Off street parking, my partner works shifts and doesn’t want to be hunting for a parking space at 2am when he gets home Sep 3, 2022 · YukoandHiro · 03/09/2022 19:35 Please all learn from my non-damp related mistake too. Jan 22, 2024 · We bought a 4 bed house after being in a relationship for 14 years and we had a 5 year old and baby. They’re new builds, it’s a small development and they’re coming to the end of the build so both are already built. It is a lot living with extended family especially being postpartum and wan Nov 12, 2020 · Buy in the best area you can if you are worried about house prices. Do you pay the estate agent fees only on the house you are selling? Nothing on new house? Solicitors fees? How much Full structural survey? Stamp duty Removal costs Any other fees or taxes? Dec 22, 2020 · Moving house is the single top most stressful thing. This seems like alot of money, I know everything has gone up the last few years. I'm getting close to the 10% down mark and feel pretty confident about the mortgage process itself, but am worried about getting the timing right. 4. There should be local firms who can advise you - you may need a specialist survey. But if you make the bid, you will Mar 6, 2021 · Would you buy a one bed house as a starter home or is it a pointless idea if you intend to have children within the next 5-7 years? I’m pretty sure I’m in the minority group that prefer either houses that are ready to move in or that are liveable for at least 2-3 years. House being sold is part of a probate estate so all fees for selling current home will be paid by the estate. Some people will find fault whatever you buy, but those who really care about you will be pleased to see you May 25, 2020 · What type of house you want, are you prepared to buy a do-er upper or do you want turnkey ready etc and get out looking. It's likely they will want a few months after theirs goes off the market to find somewhere for themselves. Apr 5, 2023 · Partner 5 years won't buy a house with me but says I should buy on my own 314 replies spinandspaghetti · 05/04/2023 16:06 Oct 15, 2020 · I haven't found anywhere in the UK that I particularly like living except London, but buying a house and settling down in London feels prohibitively expensive, so I'm looking elsewhere. It is a lot living with extended family especially being postpartum and wan Jan 22, 2022 · Ever since our very first house purchase (150k back in 2014) I've struggled to feel certain about any house I've seen. land, house assembly could cost less than £150,000. You're advise to find out what prices items fetch second hand, but I can't find any of mine listed for sale. Anyway else had doubts when buying a house? Is it normal? Mar 19, 2021 · The conveyancers ask for evidence of bank statements showing how you've acquired your savings over the years Why do they need to know how you've acqui Oct 19, 2024 · rainingsnoring · 19/10/2024 08:17 Have you actually bought the house or just made an offer? If the latter, are you buying without selling your place? If the latter, of course you can look at other houses and should consider all options carefully before you actually buy. I am 38 and could pay off my mortgage by 42 if all is well (got the bulk ready to pay off in chunks already, haven’t done in Jul 6, 2024 · Looking at a house in a desirable semi rural area. I didn't realise there was a timeline blueprint to follow. I paid £60,000. Just curious what you think of the price of the house and how much would you have offered for it. There has been a road flooding outside a few hou Aug 18, 2024 · LindaDawn · 18/08/2024 08:14 I would buy the house with small kitchen and extend at a later date. Good luck with finding the right house for YOU! Oct 9, 2021 · Join our Property forum for renovation, DIY, and house selling advice. I am wondering how anybody else in the same position feels? Do you get Oct 23, 2025 · You could buy the house and let her live there. My choice, she doesnt want it. Actually, just about all my damp old house inhabitant / period feature obsessive / too snobbish to get a coffee table let an en suite family came round to the house really quickly. L May 1, 2023 · Just wondering what everyone’s current experience of house buying is? We are in a situation where we need to move (baby two on way and no space in cur Jan 10, 2025 · Hello Bit of a long one bear with me. Some people will find fault whatever you buy, but those who really care about you will be pleased to see you Jan 20, 2021 · I've only bought 1 house and it was honesty the most stressful experience of my life. It would be a bit crazy to give her the money to buy the house as then it is hers and if she ended up in care then it could go on care fees. If you're looking for a place you can renovate I'd definitely get it pre-dc if you can. I need to withdraw, don’t I? May 22, 2021 · Anyone know anything positive about them? Found gorgeous house in perfect village after previous sale fell through. Jul 26, 2020 · Why not buy some land and wack up a pre-made timber framed house. We’re selling our house in 4 years, and quite frankly as much as it’s liveable for whoever buys it, it does look outdated. currently DH and DD (10months) living with in-laws home with BIL. Jun 6, 2025 · To ask what you'd look for when buying a home? We're planning to renovate our house. The fact you pay out thousands of pounds without any guarantee you will end up getting that house is ridiculous. Jan 15, 2021 · The property I am buying needs a full renovation. House is currently owned by a very thoughtful, honest, fastidious man. Admiral wouldn’t insure it but Aviva would for eg. Id welcome your thoughts if you know about this stuff. We currently have the option to buy the house we are renting, and while we are very comfortable in this home we were hoping to move into the catchment May 18, 2024 · In this system all the risk is with the buyer really, there is a massive risk in buying property without investigating it so that is where the work is. Sep 27, 2019 · Did you ever buy a house not loving it totally but knowing it was right and practical and then fall in love after? The house in question has so much May 14, 2024 · Do you have any savings? They would make the maternity leave months easier. Apr 5, 2022 · Houses sold at auction often need major work, or are unmortgageable. People continually underestimated the curve of the road. Jul 18, 2024 · Sadly, it seems that buying and selling houses, brings out the absolute worst in people, perhaps because so much is at stake, but nevertheless, it's really not good for the stress levels, and as you said, if it's meant to happen it will happen, and if not, it doesn't matter what you do, it won't. Jan 10, 2025 · Hello Bit of a long one bear with me. I am 38 and could pay off my mortgage by 42 if all is well (got the bulk ready to pay off in chunks already, haven’t done in Sep 28, 2019 · I will probably never be able to buy a house and this does make me feel upset. Jul 10, 2023 · Sundaefraise · 10/07/2023 12:45 Agree with the above, to shift it quickly, yours needs to be evidently the best value of any similar houses on the market, you also need to be prepared to take an offer. There is a Scottish company that makes them they are supposed to last 200 years plus. Could you please help me understand a couple Feb 20, 2014 · Home Report (in Scotland so mandatory) was £230 Buying: Stamp duty @ 1% - £1500 Solicitor's fees for both selling & purchase were about £2000. Jan 5, 2020 · Our house was a leasehold and we bought the free hold simultaneously while buying the house. I’ve fallen in love with a house, put in an offer and had it accepted. Opposite farmers field. May 10, 2022 · BernadetteRostankowskiWolowitz · 10/05/2022 09:06 Remember OP, whoever you buy from also needs to find a house. I have booked in a roof survey to inspect fully external and internal roof. My request is that she remortgages for 70k 13 hours ago · When is the right time to start looking for a property? When the house is under offer or do I wait until the sale is completed? I already keep my eye on properties coming on the market in the area I want & what prices properties are achieving. Jul 2, 2025 · I'm completely clueless about home buying process and how this all works. We've lived here for a year now Jan 20, 2026 · DH & I weren’t able to afford a house in the town we grew up in so we moved about 20 mins away to a not so nice area but we got a lot more for our Jan 4, 2025 · I am looking to buy a new house sometime this year as I nearly have enough saved for a deposit. This needs seriously looking at, but I doubt any government can actually be bothered while the housing market booms away. Oct 9, 2023 · The only reason we didn't buy an ex council house when we were looking was that the one which ticked all our boxes for size, price and location was a non standard construction so would have been difficult to mortgage. Dec 7, 2024 · Hello! Im almost through the first time buying process with my husband. Sep 23, 2022 · Buying a house for around £300K. The solicitors have sent over their fees and it seems alot! For sale and purchase it has come in at £3,200 + £100 for ID checks and then £450 for a surveyor. I've come to accept that prioritising a school will mean we're unlikely to buy what we'd ideally like. He only bought it 3 years ago and in that time has installed new double glazing, new kitchen, decorated throughout (except carpets). The stress and anxiety of it all is absolutely wrecking me. May 9, 2011 · We are considering buying a mid terraced house. Some parcels of land have been around for Sep 28, 2019 · I will probably never be able to buy a house and this does make me feel upset. Oct 24, 2024 · Join our Property forum for renovation, DIY, and house selling advice. Sep 11, 2018 · We're in the middle of purchasing a home and when I first saw it I immediately fell in love with it. The Midlands is convenient for seeing family in the North and London, and I tend to like living in very culturally diverse places, so Leicester also ticks that box. Sep 15, 2025 · I couldn't / wouldn't buy a house at the top of my price range, where I didn't like the layout or kitchen or bathroom, but I might buy one that hasn't been "done up" with room in the budget for us to do to our tastes and needs. I have read the horror stories but obviously many people have a culvert underneath their house without realising so I want to Aug 26, 2019 · However, I have always been told you should stretch yourself for your first house to put yourself in the best position for the future, but is that really true? Would you buy a house bigger than you need because you can? Regardless of the house we go for, it is unlikely to be a forever house. 6 days ago · Hi all, looking for an honest opinion about whether im being unreasonable. Buying a house and paying off the mortgage. Two kids aged 7 and 12. I never buy based on a vision/project/putting my stamp on it. Any neighborhood in newark (except for ironbound and the few townhouses downtown) you should find something in that range. Could people advise on a percentage - if you were offered a nearly new cooker retailing at £1,400 new, would you expect to pay half the value, two thirds, three quarters? Same question for a £ Feb 24, 2024 · Should all of us with spare rooms downsize to ensure that people with larger families can afford a big house? OP if you are planning to buy property in an overseas holiday destination then it’s relatively unlikely you’ll be denying a local family an affordable home. It would be great to hear how others have found this process. Yes, it's frustrating! Aug 11, 2024 · It's so embarrassing and frustrating. May 3, 2023 · When you’ve decided to offer on a house, have you tended to go with your heart or your head? We are FTBs, or trying to be. We are really close to completion when some of the enquires are le Jul 18, 2009 · We were in the same situation with our last house. I think Aug 3, 2024 · Now looking to our next move it's more complicated - we will need a decent secondary in a few years so that becomes number one priority. but if you already own a home you will have to pay increased stamp duty. It's currently just under 2500 sq ft, but we'd like to extend to add a bit more space and re-design the layout inside to make it better suited for our family. Mar 16, 2025 · Found a house we want to buy, perfect in every way and exactly what we have been looking for. If you want to make an offer it will take the form of a bid, and the winning bid will get the option to buy the house at the bid price provided it exceeds the reserve. House went up for sale in April 2024, accepted an offer and had an offer accepted on a property in April 2024 ( Mar 19, 2021 · The conveyancers ask for evidence of bank statements showing how you've acquired your savings over the years Why do they need to know how you've acqui Jan 5, 2021 · I'm buying, and selling, and wondered how you hit on a fair price for fixtures and fittings. May 25, 2020 · What type of house you want, are you prepared to buy a do-er upper or do you want turnkey ready etc and get out looking. House 1 is 100 square foot bigger, and has a study Jan 13, 2026 · Just as the title really. They won't pay market value . I bought a house that’s in an area that’s high risk for surface water flooding. Backs on to open fields. 16 hours ago · Any exercise recommendations for a woman who currently weighs 26 stone? They wanted to buy a walking pad, but can't find one with a high enough weight Jun 23, 2021 · We are going to start looking to buy a house in a couple of months. Im quite sad to not get the excitement over buying a house that I thought I’d have. You can apply for a council house, after 3 years you'll have the right to buy at a discounted rate if you qualify. We went back for a second viewing and I now realise just how much work there is to be done. Before that we had a 2 bed flat. At the time of my Application the Council valued my house considerably below £ Apr 14, 2024 · jellybeeanie · 14/04/2024 18:13 We’re buying a house with one artex ceiling. It might mean buying a house that's a similar size to what we already have when ideally we need more space. The houses are at the end of a cul-de-sac, and are facing a line of trees so feel private and tucked away which we like. The house buying process in this country is ridiculous. Many tourist destinations overseas expect and rely on seasonal visitors. There are absolutely no cracks anywhere to be seen external or internally and no sign of any damp. Aug 6, 2024 · Hi, I am looking to use the Right to Buy scheme and purchase a house. So we are renting curren Mar 9, 2022 · SparkleSpangle · 09/03/2022 21:38 Ours was 8 weeks. Categories - For all questions to do with buying, selling, renting and letting homes. Oct 4, 2023 · Avoid houses that are being sold by Modern Method of Auction, particularly by the auctioneer iamsold. You will need to know what the lease says to make an informed decision. There are always compromises! Mumsnet has not checked the qualifications of anyone posting here. I would have no issue buying a house like yours, you can re render it in a crisp white render add thin frame aluminium windows and a new door, it will look completely different. We're in the process of purchasing a house and are upsizing from a flat so quite excited and looking forward to it. Also banks drive the attitude to risk, there is a lot of old housing stock and lack of good legal advice/ no one wants to pay for it and lawyers haven't always helped themselves in a race to the bottom. Mar 26, 2023 · Acceptable? To society? To individual circumstances? To ones parents? Surely that depends on circumstances, finances and your culture as well as other things. 8 weeks was the time it took to do the paperwork. Jan 13, 2026 · Just as the title really. co. Apr 21, 2021 · It’s fascinating stuff and yes, I would buy a property with mineshafts if I was fully informed. It's normal to feel a bit anxious about buying your first property. We did a drive by before arrang May 16, 2021 · You can buy another one bedroom property to get you on the ladder with the aim of swapping up as soon as you are able - preferably one where you could sleep in the front room, so you can get a better nights sleep. If you're buying a leasehold double and triple check they your solicitor has checked the property being sold against the lease, and check that correlates with the paperwork the freeholder holds too. It's been about 10 days since we put in the mortgage application and did solicitors forms, and we've had radio silence. Might get it skimmed at some point but it’s in what will be DH’s office and he’s not that bothered about it. I think we’re already on negative equity, so we think we’ll Jan 18, 2023 · New house is also a new build but a standalone property built by a local developer rather than on an estate by one of the big house developers. Money Saving Expert has lots of advice on house buying and how to get the right mortgage deal. Please can you give me your best advice about any aspect of buying and selling? Thank you so much! 😊 Selling What's the best fee strategy with estate agents? Lowest fee you've negotiated? Sliding scale structure? There are dozens of estate agents in our local area - how to choose the best one? What do you Mar 26, 2024 · 3. How do you afford to buy a house, what jobs do you do? Oct 12, 2024 · We have spoken about renting out our house if this happens but I don’t know the logistics. The problem is I'm £20,000 short on what they'll lend me for a Aug 15, 2019 · The house I grew up in had been partially rebuilt in the 70s, after a car ended up in the living room. found out since then that my ex’s new partner (6 months ish) and her children live about 4 doors down. xitxr jquj dyqa rqof rsiasd nqq vdzr whgdwx cge cqvwtg
