Pumpkin pet insurance deductible. This provider has a simple plan option that comes with 4 annual deductible options The average cost for Pumpkin pet insurance is $42. 60 per month for a medium, mixed breed dog with $5,000 of annual coverage, a $500 deductible and an 80% reimbursement rate. But determining what type of deductible is right for you and your pet can be difficult. Pet insurance policies include deductibles, just like human health insurance policies do. Pumpkin offers 80% or 90% reimbursement options with deductibles from $100 to $1,000, while Lemonade Pumpkin provides extensive pet insurance for dogs and cats. If you’re new to the world of insurance, Most insurance claims are processed within 10 to 14 days. Deductibles range $100–$1,000; higher numbers shrink . Dog premiums average $60–$100+, while cats run $18–$40 on standard settings. Pumpkin Pet offers coverage for That said, Pumpkin dog insurance has some notable gaps: it doesn't cover advanced dental procedures like root canals or crowns, it lacks a mobile app (you're stuck with the online portal), and Both Pumpkin and Lemonade are popular pet insurance providers, but they differ in key areas. While it may take longer, it does offer reimbursement of up to 90% after your deductible is met. That’s why Though the reimbursement rate is set at 90%, you can choose from various deductibles and annual limits.